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Money · Lunch Money synced Nov 2, 4:16 PM

Net worth $278,524

Up $1,983 in the last 30 days. November spending is right on a typical month's pace.

OverviewSpendingAccounts1 laggingTransactionsWishlist↓2
1 notice▾
  • Meridian Roth IRA hasn't updated since 2026-10-27. Meridian Invest needs re-authorizing in Lunch Money.

Net worth (excl. unvested RSUs)

↑ $72,946 past 1Y↑ $1,983 30 days
1M3M1YAll
$282.1K$243.8K$205.5K
1
2
3
4
5
2025-11-02 $205.6K
2025-11-05 $210.7K
2025-11-08 $212.6K
2025-11-11 $212.7K
2025-11-14 $205.5K
2025-11-17 $206.5K
2025-11-20 $210.5K
2025-11-23 $214.2K
2025-11-26 $213.1K
2025-11-29 $213.3K
2025-12-02 $212K
2025-12-05 $217K
2025-12-08 $215.8K
2025-12-11 $215.2K
2025-12-14 $214.3K
2025-12-17 $218.3K
2025-12-20 $220.1K
2025-12-23 $220.9K
2025-12-26 $222.5K
2025-12-29 $220.4K
2026-01-02 $224.4K
2026-01-05 $222.9K
2026-01-08 $222.6K
2026-01-11 $221.2K
2026-01-14 $223.9K
2026-01-17 $227.6K
2026-01-20 $227.4K
2026-01-23 $229.9K
2026-01-26 $230K
2026-01-29 $227.2K
2026-02-01 $226.9K
2026-02-04 $225.1K
2026-02-07 $229.8K
2026-02-10 $225.3K
2026-02-13 $229.7K
2026-02-16 $231.2K
2026-02-19 $228.9K
2026-02-22 $228.1K
2026-02-25 $227.4K
2026-02-28 $231.3K
2026-03-04 $233.2K
2026-03-07 $233.9K
2026-03-10 $235.2K
2026-03-13 $238.4K
2026-03-16 $236.6K
2026-03-19 $236.8K
2026-03-22 $235.8K
2026-03-25 $232.9K
2026-03-28 $231.1K
2026-03-31 $234.2K
2026-04-03 $233.5K
2026-04-06 $248.9K
2026-04-09 $248.2K
2026-04-12 $255.6K
2026-04-15 $256.4K
2026-04-18 $255.1K
2026-04-21 $251.8K
2026-04-24 $256.1K
2026-04-27 $254.1K
2026-04-30 $254.3K
2026-05-04 $254.2K
2026-05-07 $251.3K
2026-05-10 $255.2K
2026-05-13 $252.8K
2026-05-16 $254.6K
2026-05-19 $251.7K
2026-05-22 $256.6K
2026-05-25 $256.8K
2026-05-28 $261K
2026-05-31 $265.6K
2026-06-03 $265.4K
2026-06-06 $269.1K
2026-06-09 $270.7K
2026-06-12 $264.3K
2026-06-15 $264.9K
2026-06-18 $262.8K
2026-06-21 $265.6K
2026-06-24 $269.2K
2026-06-27 $268.6K
2026-06-30 $269.3K
2026-07-04 $268.2K
2026-07-07 $271.8K
2026-07-10 $270.1K
2026-07-13 $269.6K
2026-07-16 $267.1K
2026-07-19 $271.2K
2026-07-22 $271.6K
2026-07-25 $267.9K
2026-07-28 $267.7K
2026-07-31 $274.2K
2026-08-03 $271.6K
2026-08-06 $271.1K
2026-08-09 $270.5K
2026-08-12 $264.7K
2026-08-15 $269.4K
2026-08-18 $274.4K
2026-08-21 $272.1K
2026-08-24 $268.7K
2026-08-27 $268.5K
2026-08-30 $271K
2026-09-03 $267.9K
2026-09-06 $268.1K
2026-09-09 $267K
2026-09-12 $267K
2026-09-15 $270.9K
2026-09-18 $276.8K
2026-09-21 $278K
2026-09-24 $273.8K
2026-09-27 $277.6K
2026-09-30 $277.2K
2026-10-03 $276.5K
2026-10-06 $274.5K
2026-10-09 $279.4K
2026-10-12 $281.3K
2026-10-15 $280K
2026-10-18 $280.3K
2026-10-21 $275.1K
2026-10-24 $280.8K
2026-10-27 $280.3K
2026-11-02 $278.5K
What the 5 marked jumps were
  1. 12025-11-17 · +$1.1K · Northline Checking up · ACME vest proceeds landed
  2. 22026-02-16 · +$1.9K · Northline Checking up · ACME vest proceeds landed
  3. 32026-04-06 · +$15.6K · HSA added to holdings
  4. 42026-05-15 · +$2.4K · Northline Checking up · ACME vest proceeds landed
  5. 52026-08-17 · +$3.6K · Northline Checking up · ACME vest proceeds landed
Assets
$290K
Liabilities
$11.4K
Accounts
10
View →

Cash flow · 12 months

InOut
Avg savings rate
41%
Avg in / mo
$7.5K
Avg out / mo
$4.5K

Pay and ACME vest proceeds both land in Northline Checking. 401(k) and HSA contributions come out before pay, so they are not in these totals.

Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
2025-12 +$6.5K / −$4.8K · 27%
2026-01 +$9.7K / −$5.2K · 47%
2026-02 +$9.7K / −$3.7K · 62%
2026-03 +$6.7K / −$5.2K · 23%
2026-04 +$7.5K / −$4K · 46%
2026-05 +$9.8K / −$5.6K · 43%
2026-06 +$6.7K / −$4.1K · 39%
2026-07 +$10K / −$4.8K · 52%
2026-08 +$10.4K / −$4.3K · 59%
2026-09 +$6.7K / −$5.5K · 18%
2026-10 +$6.7K / −$4.6K · 32%
2026-11 +$0 / −$2K
Dec: $6,483 in, $4,763 out; Jan: $9,686 in, $5,153 out; Feb: $9,650 in, $3,700 out; Mar: $6,715 in, $5,169 out; Apr: $7,529 in, $4,029 out; May: $9,835 in, $5,601 out; Jun: $6,726 in, $4,115 out; Jul: $9,997 in, $4,844 out; Aug: $10,359 in, $4,293 out; Sep: $6,737 in, $5,510 out; Oct: $6,740 in, $4,559 out; Nov: $0 in, $2,048 out

Goals

Also editable: budgets · holdings
  • Emergency fund (6 months)
    $21.4K of $20K · by 2025-06-30
    done
    Edit goal Emergency fund (6 months)

    Amount the goal should reach

    Remove “Emergency fund (6 months)”?

    Robin deletes it from goals.yaml on its next sync. Add it back by editing the file.

  • House down payment
    $40.6K of $60K · by 2028-06-30
    on track
    Need $975/mo · pacing $1,026/mo · next $42.5K by 2026-12-31
    Edit goal House down payment

    Amount the goal should reach

    Remove “House down payment”?

    Robin deletes it from goals.yaml on its next sync. Add it back by editing the file.

  • Brokerage to $75k
    $56.8K of $75K · by 2027-06-30
    behind
    Need $2,308/mo · pacing $861/mo · next $61.5K by 2026-12-31
    Edit goal Brokerage to $75k

    Amount the goal should reach

    Remove “Brokerage to $75k”?

    Robin deletes it from goals.yaml on its next sync. Add it back by editing the file.

  • Pick 2027 benefits (open enrollment)
    Due 2026-11-14
    12 days
    Edit goal Pick 2027 benefits (open enrollment)

    Remove “Pick 2027 benefits (open enrollment)”?

    Robin deletes it from goals.yaml on its next sync. Add it back by editing the file.

  • File 2026 taxes
    Due 2027-04-15
    164 days
    Edit goal File 2026 taxes

    Remove “File 2026 taxes”?

    Robin deletes it from goals.yaml on its next sync. Add it back by editing the file.

What stands out
Health × moneystrong

After a short night you spend $8/day on coffee, $3/day after a full one

p < 0.001, holds in both halves of the record.

After under 6h 30m · 85$8/day
After 7h 30m+ · 68$3/day
Moneystrong

Coffee runs average $6/day on office days, $3/day on Mondays and Fridays

p < 0.001, holds in both halves of the record.

Tue–Thu · 146$6/day
Mon & Fri · 94$3/day